Medicare, life and health insurance in Jasper, Indiana

Yes. Group health insurance is one of the things we specialize in, and we work with businesses of all sizes.

We offer Self-Funded, Level-Funded, Fully Insured and ACA plans for groups. By permission of each employer, we also work directly with employees — collecting applications during the quoting process, explaining a plan design change, or helping with claims and questions. See our group health insurance options.

Our office is at 332 Third Ave in Jasper, Indiana, and we’re open Monday through Friday from 8:00 am to 5:00 pm.

You can call us at (812) 556-0629, email info@hsminsurancegroup.com, or send us a message through our contact page.

It means we are not tied to a single insurance company. We work with a wide range of trusted carriers, so we can compare their plans and show you the options side by side.

Our clients can be assured that they are in the best possible positions in terms of coverage and cost.

A Medicare Supplement helps cover what Original Medicare (Part A and B) does not, and lets you see any provider that accepts Medicare. A Medicare Advantage Plan provides that coverage through a private carrier, usually at a lower cost and often with added benefits such as dental, vision and prescription drug coverage.

Supplements generally have no copays or deductibles, while Advantage Plans typically do. With a Supplement you will also need a separate Part D prescription plan. We’re happy to sit down with you and build a side-by-side comparison so you can make a well informed decision. Read more about Medicare Products.

If you are not new to Medicare, enrolling in an Advantage Plan can only be done during the annual election period from October 15th through December 7th.

Medicare Supplements work differently: there is no dedicated election period, so you can change from one supplement plan to another at any time during the year. Keep in mind that if you switch to a different carrier or plan, you will be subject to medical underwriting by the new insurance carrier.

Yes — short-term medical plans are designed for exactly that.

They work well if you are retiring early and need coverage until you turn 65 and can go on Medicare, or if you are changing jobs and have a gap between your old coverage ending and your new coverage starting. These plans can be purchased with renewable options allowing them to last up to 3 years at a time. Read more about health insurance.

Call us at (812) 556-0629 or fill out the form on our quote page.

Tell us which products you’re interested in and we will contact you to discuss your needs and obtain the information we need to put a quote together for you.