Stay covered, stay protected with HSM Insurance Group‘s health insurance options
Health Insurance
Take Control of Your Health with Comprehensive Health Insurance Plans
Providing Quality Health Insurance for Your Employees
We offer group health insurance plans for businesses of all sizes. Our insurance experts will work with you to find the perfect plan for your employees and your budget.
From traditional options to self-insured plans, we’ve got you covered. Contact us today to see how group health insurance can benefit both your employees and your bottom line.
Group Health for Businesses
Group health insurance is our bread and butter. We specialize in selling a variety of health insurance plans for businesses that best fit their needs. We offer Self-Funded, Level-Funded, Fully Insured, and ACA plans for groups.
Our goal is to take the burden off of the owners or primary contacts who deal with the health insurance, because we know they have enough to focus on as it is.
By permission of each employer, we will gladly work directly with employees no matter the stage of the process we are in. Whether it’s collecting applications during the quoting process, employee education after a plan design change, or continued direct contact as needed for assistance with claims, questions, or concerns that any employee may have.
Providing Quality Health Insurance for Your Employees
At HSM Insurance Group, we understand the importance of providing quality health insurance for your employees. A comprehensive group health insurance plan can not only attract and retain top talent, but it can also improve the overall well-being and productivity of your workforce. That’s why we offer a wide range of group health insurance options for businesses of all sizes.
Our team of insurance experts will work with you to understand your specific needs and help you find a plan that fits your budget and provides the coverage your employees need. We offer traditional group health insurance options such as PPOs, HMOs, as well as more flexible options like self-insured plans.
Don’t wait, contact us today to learn more about how we can help you provide quality health insurance for your employees, and see the benefits it can have on your business.
Individual Health Insurance: Protect Yourself and Your Finances
We offer a wide range of individual health insurance options. Our insurance experts will help you find the perfect plan to fit your needs and budget.
Don’t let unexpected medical expenses ruin your finances, get covered with one of our individual health insurance plans today. Contact us to learn more.
Individual Health Insurance – Marketplace Coverage
We now offer marketplace plans tailored for individuals. Let us assist you in finding the perfect plan that aligns with your needs and budget. As your local agent representing your marketplace plan, we can assist you with finding a plan, enrollment, and contniued service beyond your coverage’s effective date.
Feel free to reach out to us anytime throughout the year after you’ve enrolled in a plan, just give us a call for assistance.
Short Term Medical
Short term medical plans are ideal for situations where you may be without traditional health insurance for a period of time. Such as a 64 year old who is retiring early, and needs coverage until they turn 65 and can go on Medicare.
Or perhaps you’re changing jobs, and will have a month or two gap between your old coverage ending and new coverage starting. No matter the situation, these plans can be great for filling in the gap when you have no other option, or can’t afford an individual marketplace plan.
Short term medical plans can be purchased with renewable options allowing them to last up to 3 years at a time. For more information please contact us and we’d be glad to assist you.