Individual and family health insurance in Jasper, Indiana
We offer a wide range of individual health insurance options for individuals and families in Jasper and Dubois County, including short-term medical plans for a temporary gap in coverage. As an independent agency we compare plans from trusted carriers and help you find the one that fits your needs and your budget.
Stay covered, stay protected with HSM Insurance Group’s health insurance options.
Take control of your health with comprehensive health insurance plans
We offer a wide range of individual health insurance options to meet the unique needs of individuals and families, including our marketplace health plans and short-term medical plans.
We believe that everyone should have access to quality healthcare. That’s why we offer a wide range of individual health insurance options to meet the unique needs of individuals and families.
Our insurance experts will help you find the perfect plan to fit your needs and budget. Don’t let unexpected medical expenses ruin your finances, get covered with one of our individual health insurance plans today.
Contact us to learn more, or request a quote and we’ll get back to you.
Not sure where to start?
- Over 50 years of combined experience
- Independent — we work with a wide range of trusted carriers
- A local office you can walk into
Monday – Friday, 8:00 am – 5:00 pm
Affordable coverage options through the Health Insurance Marketplace
We offer individual and family health insurance plans through the Health Insurance Marketplace that can significantly lower your monthly costs through government tax credits.
We offer quality health insurance plans for individuals and families through the official Health Insurance Marketplace. With these plans, your monthly premium is calculated directly based on your household size and estimated income.
If your income qualifies, you may be eligible for government tax credits. These financial credits are designed specifically to offset the cost of your coverage, making quality healthcare much more accessible and affordable.
Depending on the subsidy amount you qualify for, the government essentially pays a part of—or potentially all—your monthly premium. We can help you navigate the options to determine exactly how much you can save.
Short-term medical plans for a gap in coverage
Short term medical plans are ideal for situations where you may be without traditional health insurance for a period of time.
Retiring before you turn 65
Such as a 64 year old who is retiring early, and needs coverage until they turn 65 and can go on Medicare.
Changing jobs
Or perhaps you're changing jobs, and will have a month or two gap between your old coverage ending and new coverage starting.
No matter the situation, these plans can be great for filling in the gap when you have no other option, or can’t afford an individual marketplace plan.
Short term medical plans can be purchased with renewable options allowing them to last up to 3 years at a time. For more information please contact us and we’d be glad to assist you.
Which one do I need?
The short answer: an individual plan is for ongoing coverage, a short-term medical plan is for a known gap with an end date in sight.
| Individual health insurance | Short-term medical | |
|---|---|---|
| Built for | Ongoing coverage for you and your family. | A temporary gap — early retirement before Medicare, or a month or two between jobs. |
| How long it lasts | Ongoing, renewed year to year. | Can be purchased with renewable options allowing them to last up to 3 years at a time. |
| Often chosen when | You need full coverage and you’re not covered through an employer. | You have no other option for a while, or an individual marketplace plan isn’t affordable right now. |
Turning 65 soon? Then Medicare Products is where you want to start. Covering employees instead of yourself? See group health insurance for businesses.
What our clients say
Reviews from our Google Business Profile.
Posted on Google![]()
Furniture Suppliers Inc.Trustindex verifies that the original source of the review is Google.
We have been working with them for many years. They have been excellent to work with. As a small business they have worked very hard to find the right fit for us. They are quick to answer any questions we have. I would highly recommend!Posted on Google![]()
Celebration IceTrustindex verifies that the original source of the review is Google.
We have been super happy w/ HSM and their services for all of our business Health Insurance needs. Great communication and always looking out for us! Highly Recommend!Posted on Google![]()
Justin WerremeyerTrustindex verifies that the original source of the review is Google.
Chris was the greatest and very patient.Posted on Google![]()
Tyler ShieldsTrustindex verifies that the original source of the review is Google.
Exceptional care and dedication to helping their clients understand and comprehend different insurance options available. Always willing to help and take time to make sure you're comfortable in knowing what products you're looking into.Posted on Google![]()
Stephanie McBrideTrustindex verifies that the original source of the review is Google.
They have been excellent to work with! They are quick to answer any questions I have.Google rating score: 5.0 of 5, based on 7 reviews
Health insurance questions
What health insurance do you offer for individuals and families?
We offer a wide range of individual health insurance options to meet the unique needs of individuals and families, including marketplace health plans and short-term medical plans.
Because we’re an independent agency, we’re not tied to one insurance company. We compare plans from a range of trusted carriers and help you find the one that fits your needs and your budget.
I’m retiring at 64. How do I stay covered until Medicare starts?
A short-term medical plan is often the answer here.
These plans are ideal for situations where you may be without traditional health insurance for a period of time — such as a 64 year old who is retiring early, and needs coverage until they turn 65 and can go on Medicare. Once you’re closer to 65, we’ll help you look at your Medicare options as well.
I’m changing jobs and have a gap of a month or two. What are my options?
Short-term medical plans are built for exactly that situation.
Perhaps you’re changing jobs, and will have a month or two gap between your old coverage ending and new coverage starting. No matter the situation, these plans can be great for filling in the gap when you have no other option, or can’t afford an individual marketplace plan.
How long can a short-term medical plan last?
Short term medical plans can be purchased with renewable options allowing them to last up to 3 years at a time.
Whether that’s the right route depends on your situation — give us a call and we’ll walk through it with you.
What does it cost to talk to you first?
Nothing. You can call us or stop by the office and we’ll go over your options with you, with no obligation.
We consider ourselves educators first and foremost. It’s our duty to ensure that our clients and prospects have a clear understanding of the insurance products they are interested in and/or purchase.
Do you cover employees as well as individuals?
Yes, group health insurance for employers is a large part of what we do.
We offer Self-Funded, Level-Funded, Fully Insured and ACA plans for groups of all sizes. See our group health insurance page.
Where are you located and when are you open?
Our office is at 332 Third Ave in Jasper, Indiana, open Monday through Friday from 8:00 am to 5:00 pm.
We work with individuals and families throughout Dubois County and Southern Indiana. See our service area.
Let's find the plan that fits
Tell us your situation and we’ll compare your options and explain them in plain language. Call us, or send in a quote request and we’ll get back to you.